Home Page

The #1 Horse Information Resource
The Horse Information Lives Here!

About Us, About InfoHorse.com
Contact Ann to include your company 

Be a Fan on Facebook
navbuttons12InfoHorse.com HomeHorse Barn ProductsHorse Barn BuildersDogsFence for HorsesProducts for HorsesHorse Summer CampsHorse SchoolsArticles about HorsesHorse TackWestern LifestyleHorse Health , Horse NutritionServices for Horse OwnersHorse Trailering, Horse TrailersTrucks and Accessories for Horse OwnersHorse BreedersHorse Trainers
Follow us on Twitter
Bob Pruitt  CEO InfoHorse.com and DREAM!

How to Find the Right Horse Insurance Company
Connie Peters for Roger Peters Livestock Insurance

 by Conni Peters for Roger Peters Livestock Insurance

Horse Insurance is unlike any other insurance as you are covering a live animal. Most times our horses are part of our family , so when choosing an Agent to handle this insurance, I believe it’s important to feel comfortable with the Agent’s knowledge. You should feel at ease working with the Insurance Agent and the Agent should have specific and extensive knowledge about this unique Horse Insurance.

Something else to consider is the strength of the actual insurance company the policy is being written by. This is determined by AM Best. The company is rated on many factors but stick to a company rated no less than A- . Why is an Agent important? Well, I like to say…quite honestly…because no one reads their policy! Don’t feel bad - They are written by Attorneys and not very easy to read. There is a tremendous amount of information in an Equine Mortality Insurance Policy. Your Agent needs to take time, when you purchase the policy to explain the high points of your coverage in order to inform you of the terms and conditions of your policy. I do this early in my conversations with my Clients and potential Clients to assure they understand they have some responsibility also. Equine Mortality Insurance is a one year term Life Insurance Policy for your horse, it is just that simple. If your horse dies from natural or accidental causes or has to be humanely destroyed by your Veterinarian with prior permission from the Insurance Company, you will be paid the stated value of the insurance policy. The insured value is usually the amount you paid for your horse when purchased. It’s important to have a record of the amount you paid when you bought your horse. Do not buy a horse with cash but instead use a check or money order.
Equine Mortality Insurance

If you must use cash have a record from your bank and a Bill of Sale from the Seller explaining the transaction. Equine Mortality Insurance is available on horses 24 hours old to 20 years old. When your horse turns 15 the amount of your insurance premium will increase. The cost of Horse Mortality Insurance is not as expensive as you might think. For example, a 12 year old rope or barrel horse that you paid $10,000.for, the annual premium will be $340. Most Full Mortality Policies now include emergency colic surgery benefit. The amount covered varies depending on the Insurance Company but run between 3 and 4 thousand dollars. Just ask your Agent. As your Agent I will explain your policy in terms you will easily understand.

If you are looking for a Horse Insurance Agent or getting ready to renew your coverage, I am here to to help you. I have been behind the desk since 1977. Roger Peters was my Father. I carry on our business the same way I was taught over 40 years ago. When someone hangs up the phone with me I hope that I have enlightened them in some way about Equine Insurance and have made them comfortable with me. I love what I do and believe it shows.  Give me a call and let’s visit.
You can reach my office at 800-228-8664 or my cell 712-253-3842. I look forward to hearing from you.

To advertise your horse product or service, Contact Ann

InfoHorse.com, Horse Information Lives Here ®  7/26/2021
Contact Us to Advertise to over a million Horse Owners.           
All images and content Copyright© 2020 by InfoHorse.com,

ArticlesAcademic Schools, Arena MaintenanceAnimal Communicators, Barns, Barn and Accessories, Barn Equipment and TractorsBreast Collars, Grooming Products for Horses, Hay FeedersHorse Blankets, Horse Books, Horse VideosHorse Breeders, Horse Camping Gear, Career Schools, Carts and Buggies, Horse Training Clinicians, Equestrian Clothing, Dogs and Puppies, Horse Fencing, Western Art & Furniture, , Horse Products For Sale, Fly Control, Foal Care, Horse FootingsHorse Gifts, Horse Health and Nutrition, Hoof and LegHorse Insurance, John Lyons Certified Trainers, Equine Lawyers, Leather Care, LinksHorse Photography, Portable Horse Stalls, Arenas and Roundpens, Horse Riding SchoolsHorse Schools, Safety Products, Services for HorsesHorse Trailers, Horse Shipping, Horse Skin Coat CareHorse SoftwareSpecialty TrainersHorse Summer Camps, TackHorse TrainersTreats and Snacks, Truck Accessories, Trucks, Horse Vacations, Western Lifestyle